List of All NSSF TSC pension Benefits for all Teachers
The Lower Earnings Limit (LEL) set by NSSF is Kshs. 6,000, while the Upper Earning Limit (UEL) is Kshs. 18,000. On the pensionable wages, the fund deducts a total of 12%, with 6% going to the employee and the remaining 6% to the employer.
For members earning more than Ksh 18,000, the maximum deductions are limited to Ksh 2,160. While the employer is required to provide the disbursements, the scheme deducts the contributions from the member’s salary.
Teachers working for TSC can profit from the National Social Security Funds (NSSF) in the following ways:
Age benefits
Members are eligible for this benefit when they attain 55 years and have retired from regular employment.
Withdrawal benefits
This is a benefit payable to members who have attained the age of 50 years and have retired from formal employment.
Survivors’ benefits
This is payable to members who have been rendered invalid due to physical or mental illness and cannot earn a reasonable livelihood.
Invalidity benefits
Paid to a member who is certified as being incapable of working due to physical or mental disability permanently.
Emigration grants benefits
This benefit is payable to members, without any reference to age, who are emigrating from Kenya to any other country without the intention of returning to Kenya.
Funeral Grant
This is a cash token to support the bereaved family of a deceased member. It is paid to a nominated family representative of the deceased member as long as the latter had made at least 3 months contributions to the NSSF. The grant is payable within three months after the death of the member.
Teachers who served under temporary terms of service should visit NSSF offices in their sub-counties and obtain a schedule showing the amount and period of contribution. Where the amount is not reflected, the statement should be forwarded to the Commission for updating. The benefits are payable in accordance to NSSF Act Cap 258.